/* Shared additions: editorial identity + lending and resource pages */
body{overflow-wrap:break-word}
a,button{touch-action:manipulation}
button,textarea,select{font:inherit}
textarea,select{border-radius:3px}
.nav-links{gap:19px}.nav-links a{white-space:nowrap}
.nav-cta{padding-inline:14px}
.home-lending{padding:100px 0;background:#e5e7dd}
.lending-wrap{background:var(--ink);color:var(--paper);padding:42px 51px 0;border:1px solid #353d38;overflow:hidden;position:relative}
.lending-top{display:flex;justify-content:space-between;gap:20px;align-items:center}
.mini-outline{font-size:10px;font-weight:850;letter-spacing:.11em;color:#89958a;border:1px solid #47534b;padding:10px 12px}
.lending-body{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:58px;padding-top:54px;padding-bottom:47px}
.h-slash{color:var(--acid);font-family:Georgia,serif;font-style:italic;font-size:80px;display:block;line-height:.7}
.lending-copy h2{font-size:clamp(45px,5vw,76px);line-height:1.02;letter-spacing:-.076em;margin:24px 0 20px}.lending-copy h2 .serif{color:var(--acid)}
.lending-copy p{font-size:15px;line-height:1.75;color:#b9c4ba;max-width:570px;margin-bottom:25px}
.lending-ident{display:flex;flex-direction:column;gap:6px;border-left:3px solid var(--acid);padding-left:14px;margin:27px 0 31px}.lending-ident strong{font-size:11px;letter-spacing:.12em}.lending-ident span{color:#b7c3b9;font-size:12px}
.lending-sidebar{border:1px solid #48534a;padding:26px;background:#1b2420;align-self:start}
.lending-side-label{font-size:10px;letter-spacing:.17em;color:var(--acid);font-weight:900;margin-bottom:20px}
.lending-link{border-top:1px solid #4a574b;display:flex;align-items:center;gap:14px;justify-content:space-between;padding:19px 0}.lending-link b{font-size:13px}.lending-link p{font-size:12px;color:#acb9ae;line-height:1.6;margin:8px 0 0}
.lending-link a{height:42px;width:42px;min-width:42px;display:grid;place-items:center;background:var(--acid);color:var(--ink);font-size:21px;font-weight:900}.lending-link a:hover{background:var(--paper)}
.lending-side-footer{color:#c7d0c7;font-family:Georgia,serif;font-style:italic;font-size:17px;padding-top:20px;border-top:1px solid #4a574b}
.lending-bottom{border-top:1px solid #48534a;margin:0 -51px;display:grid;grid-template-columns:repeat(3,1fr)}.lending-bottom a{padding:24px 29px;border-right:1px solid #48534a;font-size:11px;letter-spacing:.1em;font-weight:900;display:flex;align-items:center;justify-content:space-between;gap:8px}.lending-bottom a:last-child{border:0}.lending-bottom a span{color:var(--acid);font-size:17px}.lending-bottom a:hover{background:#253129}
.footer-professional{border-top:1px solid var(--line);padding:25px 0;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:19px;font-size:12px;color:#d8e1d6}.footer-professional>div{display:flex;flex-direction:column;gap:6px}.footer-professional strong{letter-spacing:.1em}.footer-professional span{font-size:11px;color:#acb8ab}.footer-professional a:hover,.footer-legal a:hover{color:var(--acid)}
.footer-legal{font-size:11px;line-height:1.7;color:#88988c;max-width:1020px;margin:6px 0 24px}.footer-legal a{text-decoration:underline}
/* Secondary pages */
.resource-hero{background:var(--ink);color:var(--paper);padding:78px 0 96px;position:relative;overflow:hidden}
.resource-hero:after{content:'';position:absolute;pointer-events:none;width:440px;height:440px;border:1px solid #3a483d;border-radius:100%;right:-160px;top:-80px;box-shadow:0 0 0 68px rgba(210,255,92,.025),0 0 0 139px rgba(210,255,92,.018)}
.resource-hero .container{position:relative;z-index:1}
.resource-hero h1{font-size:clamp(53px,8vw,111px);line-height:.97;letter-spacing:-.082em;max-width:990px;margin:32px 0 26px}
.resource-hero h1 em{color:var(--acid)}.resource-hero p{font-size:17px;line-height:1.73;color:#b9c8bb;max-width:630px;margin:0 0 28px}
.subnav{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:35px}.subnav a{color:#bbc7bb;border:1px solid #536156;padding:11px 14px;font-size:12px;font-weight:850}.subnav a:hover{background:var(--acid);color:var(--ink);border-color:var(--acid)}
.breadcrumb{font-size:10px;letter-spacing:.14em;font-weight:850;text-transform:uppercase;color:#9dac9a}.breadcrumb a{color:var(--acid)}
.section-light{padding:100px 0;background:var(--paper)}.section-muted{padding:100px 0;background:#e8eae1}.section-dark{padding:96px 0;background:var(--ink);color:var(--paper)}
.kicker{font-size:11px;letter-spacing:.18em;font-weight:900;text-transform:uppercase;color:#566557;margin-bottom:20px}.section-dark .kicker{color:var(--acid)}
.display-title{font-size:clamp(42px,6.2vw,75px);font-weight:900;letter-spacing:-.075em;line-height:1.03;margin:0 0 18px}.display-title em{font-family:Georgia,serif;font-weight:400;font-style:italic}.lede{font-size:16px;line-height:1.8;max-width:730px;color:#566054;margin:0 0 43px}
.panel-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.panel{border:1px solid #c9d0c6;padding:32px;background:#f9f8f2}.panel.dark{background:#171e1a;color:var(--paper);border-color:#48554c}
.panel .panel-num{font-size:11px;font-weight:900;letter-spacing:.13em;color:#667468;margin-bottom:35px}.panel.dark .panel-num{color:var(--acid)}
.panel h3{font-size:clamp(27px,3.3vw,41px);letter-spacing:-.06em;margin:0 0 16px;line-height:1.07}.panel p{color:#4f5c52;font-size:14px;line-height:1.76;margin:0 0 22px}.panel.dark p{color:#b7c4b8}
.panel a.text-link{font-size:12px;letter-spacing:.04em;text-decoration:underline;text-underline-offset:5px;font-weight:900}.panel a.text-link:hover{color:#5c8b00}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.button-ink{background:var(--ink);color:var(--paper);border:1px solid var(--ink)}.button-light{background:var(--paper);color:var(--ink);border:1px solid var(--paper)}
.prof-card{background:var(--acid);color:var(--ink);padding:36px;border:1px solid #bbd27c;display:flex;flex-direction:column;justify-content:space-between;gap:36px}.prof-card .pro-monogram{font-weight:900;letter-spacing:-.09em;font-size:95px;line-height:1}.prof-card h3{font-size:39px;letter-spacing:-.07em;margin:0 0 9px}.prof-card p{font-size:14px;line-height:1.6;max-width:400px;margin:0}
.contact-links{display:flex;flex-wrap:wrap;gap:13px}.contact-links a{display:inline-flex;padding:11px 13px;border:1px solid #556145;font-weight:800;font-size:12px}.contact-links a:hover{background:var(--ink);color:var(--acid)}
.feature-split{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:stretch}
.step-list{counter-reset:step;list-style:none;padding:0;margin:0;border-top:1px solid #bfc9bf}.step-list li{counter-increment:step;display:grid;grid-template-columns:49px 1fr;gap:13px;padding:23px 0;border-bottom:1px solid #bfc9bf}.step-list li:before{content:counter(step,decimal-leading-zero);font-weight:900;font-size:13px;letter-spacing:.08em;color:#557149}.step-list strong{font-size:17px}.step-list p{font-size:14px;color:#516155;line-height:1.65;margin:7px 0 0}
.tool-shell{background:#fcfbf5;border:1px solid #cbd2c7;box-shadow:10px 10px 0 #d0d7c5;padding:34px}
.tool-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px}.tool-tab{border:1px solid #bfc9bb;background:transparent;color:#2a352a;font-size:12px;font-weight:900;padding:13px 18px}.tool-tab.active,.tool-tab[aria-selected="true"]{background:var(--ink);color:var(--acid);border-color:var(--ink)}
.tool-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:19px}.field{display:flex;flex-direction:column;gap:9px}.field label{font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:900;color:#37463a}.field input,.field select,.field textarea{border:1px solid #b7c3b5;background:#fff;min-height:48px;padding:12px 14px;width:100%;color:var(--ink);font-size:16px}.field textarea{min-height:144px;resize:vertical;line-height:1.6}.field small{color:#67776b;line-height:1.45;font-size:11px}
.tool-note{color:#617061;font-size:12px;line-height:1.6;margin:17px 0 0}.tool-panel[hidden]{display:none!important}
.result-layout{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:28px 0}.result-tile{background:var(--ink);color:var(--paper);padding:23px 20px;min-width:0}.result-tile.primary{background:var(--acid);color:var(--ink)}.result-tile span{font-size:10px;letter-spacing:.1em;font-weight:900;text-transform:uppercase;display:block;line-height:1.5}.result-tile strong{display:block;font-size:clamp(22px,2.8vw,34px);letter-spacing:-.04em;margin-top:9px;overflow-wrap:anywhere}.result-tile small{display:block;font-size:11px;margin-top:9px;opacity:.7;line-height:1.5}
.calc-vis{border:1px solid #ccd6ca;padding:25px;margin:28px 0;background:#f3f5ec}.calc-vis svg{width:100%;height:auto;display:block;max-height:240px}.calc-vis .chart-caption{font-size:11px;letter-spacing:.08em;color:#5a685b;font-weight:900;margin-bottom:16px}.calc-caption{font-size:12px;color:#627164;line-height:1.6}
.table-wrap{max-width:100%;overflow-x:auto;border:1px solid #c3cdc0}.amort-table{width:100%;border-collapse:collapse;text-align:right;font-variant-numeric:tabular-nums;font-size:12px;white-space:nowrap}.amort-table th,.amort-table td{padding:12px 14px;border-bottom:1px solid #d8dfd4}.amort-table th{background:var(--ink);color:var(--paper);letter-spacing:.05em;font-size:10px}.amort-table th:first-child,.amort-table td:first-child{text-align:left}.amort-table tbody tr:nth-child(even){background:#eef1e9}
.tool-action{background:var(--ink);border:1px solid var(--ink);color:var(--acid);padding:13px 17px;font-size:11px;font-weight:900;letter-spacing:.09em}.tool-action:hover{background:var(--acid);color:var(--ink)}
.credit-callout{background:var(--acid);padding:29px 35px;display:grid;grid-template-columns:.7fr 1.3fr;gap:25px;align-items:center}.credit-callout strong{font-size:27px;letter-spacing:-.055em}.credit-callout p{font-size:14px;line-height:1.7;margin:0}
.source-list{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.source-list a{border:1px solid #bfcabc;padding:20px;font-size:13px;font-weight:850;display:flex;justify-content:space-between;gap:8px}.source-list a:hover{background:var(--acid)}
.supporting{color:#556558;font-size:13px;line-height:1.7}.supporting a{text-decoration:underline}
.muted-under{color:#99a89a;font-size:12px;line-height:1.6}
@media(max-width:1150px){.nav-links{gap:14px}.nav-links a{font-size:11px}.nav-cta{font-size:11px}.brand{min-width:170px}}
@media(max-width:1020px){.nav-cta{display:none}.lending-body{gap:24px}.lending-wrap{padding:33px 30px 0}.lending-bottom{margin-inline:-30px}}
@media(max-width:800px){.lending-body{grid-template-columns:1fr}.lending-copy h2{font-size:64px}.resource-hero{padding:70px 0}.feature-split{grid-template-columns:1fr}.panel-grid{grid-template-columns:1fr}.footer-professional{justify-content:flex-start}.source-list{grid-template-columns:1fr}.credit-callout{grid-template-columns:1fr}}
@media(max-width:540px){.home-lending{padding:62px 0}.lending-wrap{padding:25px 20px 0}.lending-top{align-items:start;flex-direction:column}.mini-outline{font-size:9px}.lending-body{padding-top:40px}.lending-copy h2{font-size:48px}.lending-bottom{margin-inline:-20px;grid-template-columns:1fr}.lending-bottom a{padding:15px 21px;border-right:0;border-bottom:1px solid #48534a}.lending-copy .actions a{width:100%}.resource-hero{padding:53px 0 66px}.resource-hero h1{font-size:clamp(49px,12vw,70px)}.resource-hero p{font-size:15px}.section-light,.section-muted,.section-dark{padding:65px 0}.tool-shell{padding:21px;box-shadow:5px 5px 0 #d0d7c5}.tool-form-grid{grid-template-columns:1fr}.result-layout{grid-template-columns:1fr}.result-tile strong{font-size:29px}.panel{padding:25px}.calc-vis{padding:13px}.footer-professional{display:grid;grid-template-columns:1fr}}
@media print{header,.cta-row,.tool-tabs,.tool-action,footer,.subnav{display:none!important}.tool-shell{box-shadow:none}.resource-hero{padding:15px 0;color:#000;background:white}.resource-hero p{color:#000}}